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Finance Representative Example (PCP): Based on a cash price of £39,995 with a £5,000 deposit, borrowing a total credit of £34,995.00 and making 46 monthly payments of £611.51. Optional purchase payment of £18,646.51. Total amount payable of £52,387.48. Representative APR of 11.9%, 11.33% fixed interested rate, 10,000 annual mileage limit with a 14.4p excess mileage charge.